Second Home Insurance Comparison & Quotes

A second home typically requires its own separate property insurance policy — your primary home insurance does not extend to it. You'll generally need building coverage, contents coverage if the property is furnished, and liability protection. If the property is rented out, you may also need landlord or short-term rental cover. Inzure's AI can analyse your current policy and identify any gaps specific to your second property.

Yes — you can and should hold separate insurance policies for each property you own. Most Danish insurers will not automatically extend a primary home policy to cover a second residence. Each property has its own risk profile, usage pattern, and coverage requirements. Inzure can compare policies for your second home independently, ensuring you have adequate cover without overpaying on either property.

You simply upload your current second home insurance policy as a PDF or screenshot. Inzure's AI reads the full document — including fine print — extracts your coverage details, premiums, and terms, then benchmarks them against equivalent products across the Danish market. The entire analysis takes approximately 60 seconds, and you receive a clear report showing whether better options exist.

Yes, getting started is completely free. You can upload your policy, receive a full analysis, and review your market comparison at no cost. Inzure only charges a fee — 20% of your annual savings — if we find a better deal and you choose to switch. If no better deal is found, or if you switch for better coverage at the same price, the service costs you nothing.

Savings vary depending on your current insurer, policy terms, and the property type. Inzure users have saved between 2,800 kr and 48,000 kr per year across their insurance policies. Common causes of overpaying include loyalty price increases, duplicate coverage across policies, and outdated terms that no longer reflect the market. An analysis reveals exactly where your money is going and whether alternatives offer genuine value.

Not if done correctly. Inzure's comparison ensures that any recommended alternative provides equivalent or better coverage before you consider switching. Our analysis specifically identifies coverage gaps and overlaps, so you won't inadvertently lose protection you need. You review everything in full before any switch is finalised, and you can decline at any point without any obligation or penalty.

Yes. Inzure stores all uploaded policy documents and personal data on EU-compliant servers in accordance with GDPR regulations. As a Danish platform built specifically for Danish consumers, data protection and compliance are central to how the service operates. Your documents are used solely for the purpose of your insurance analysis and are never shared with third parties or insurance companies without your consent.

Absolutely not. There is no obligation whatsoever to switch providers after receiving your Inzure analysis. You're free to review your results, take time to consider your options, and make a decision entirely on your own terms. If you decide to switch, Inzure assists with the process. If you decide to stay with your current insurer, that is completely your right — and the analysis itself costs you nothing.